Quantitative analysis indicates that variation in use of regulated and unregulated financial services in a low-income area of Mexico City can only partially be attributed to differences in socio-economic variables including gender, employment, education and housing status. Qualitative evidence suggests cognitive resources (including financial knowledge, attitudes and values) and socialised experiential learning are also important to financial inclusion and its relationship to vulnerability. Better understanding of these links requires more research into actual and potential users’ diverse and malleable mental models.

(2008). Financial inclusion, vulnerability and mental models: from physical access to effective use of financial services in a low-income area of Mexico City [journal article - articolo]. In SAVINGS AND DEVELOPMENT. Retrieved from http://hdl.handle.net/10446/27421

Financial inclusion, vulnerability and mental models: from physical access to effective use of financial services in a low-income area of Mexico City

2008-01-01

Abstract

Quantitative analysis indicates that variation in use of regulated and unregulated financial services in a low-income area of Mexico City can only partially be attributed to differences in socio-economic variables including gender, employment, education and housing status. Qualitative evidence suggests cognitive resources (including financial knowledge, attitudes and values) and socialised experiential learning are also important to financial inclusion and its relationship to vulnerability. Better understanding of these links requires more research into actual and potential users’ diverse and malleable mental models.
articolo
2008
L’analyse quantitative indique que la variation dans l’usage de services financiers régulés et non-régulés dans une zone à bas revenu de la ville de Mexico ne peut être que partiellement attribuée à des différences dans les variables socio-économiques comme le genre, emploi, éducation et statut immobilier. L’évidence quantitative suggère que des ressources cognitives (comme la connaissance en matière de finances et diverses attitudes et valeurs par rapport aux marchés financiers) ainsi que l’apprentissage expérientiel socialisé sont également des facteurs importants dans l’inclusion de groupes vulnérables dans les marchés financiers. Une meilleure compréhension de ces liens requiert une recherche plus approfondie des divers modèles mentaux actuels et potentiels des usagers et des facteurs qui les influencent.
NINO ZARAZUA, MAX M.; Copestake, James
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Utilizza questo identificativo per citare o creare un link a questo documento: https://hdl.handle.net/10446/27421
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