In the microfinance institutions, which foster the approach to financial services by people excluded from the banking sector, the issue of operational risk management is very little explored. Starting from this observation, the research aims to identify operational risk management practices in microfinance institutions through an exploratory approach. The study of three cases of microfinance institutions allows to draw two main conclusions: the system for operational risk management is organized around the regulation of behavior. In addition, differences in operational risk management practices are attributable to the degree of integration of MFIs through networks.

(2009). La gestion des risques opérationnels dans les institutions de microfinance. Une approche exploratoire [journal article - articolo]. In SAVINGS AND DEVELOPMENT. Retrieved from http://hdl.handle.net/10446/27441

La gestion des risques opérationnels dans les institutions de microfinance. Une approche exploratoire

2009-01-01

Abstract

In the microfinance institutions, which foster the approach to financial services by people excluded from the banking sector, the issue of operational risk management is very little explored. Starting from this observation, the research aims to identify operational risk management practices in microfinance institutions through an exploratory approach. The study of three cases of microfinance institutions allows to draw two main conclusions: the system for operational risk management is organized around the regulation of behavior. In addition, differences in operational risk management practices are attributable to the degree of integration of MFIs through networks.
articolo
2009
Dans les institutions de microfinance, qui contribuent indéniablement à la financiarisation des populations exclues du secteur bancaire, la problématique de la gestion des risques opérationnels reste très peu explorée. A partir de ce constat, cette recherche se donne pour objectif d’identifier les pratiques de gestion des risques opérationnels dans les institutions de microfinance selon une approche exploratoire. L’étude de trois cas d’institutions de microfinance a permis de mettre en évidence deux principales conclusions : le dispositif de gestion des risques opérationnels est organisé autour de la régulation des comportements. De plus, les différences observées dans les pratiques de gestion des risques opérationnels sont attribuables au degré d’intégration des IMF à travers les réseaux.
TCHAKOUTE TCHUIGOUA, Hubert; Lamarque, Eric
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