Microfinance is often seen as an effective tool to reach the poor, yet there is a paucity of studies on the poverty level of microfinance clients, differentiated by type of microfinance institution. This paper seeks to make a contribution in closing that knowledge gap, and focuses on Bangladesh and Peru, two of the pioneering countries in microfinance. We examine the poverty status of savers and borrowers with micro-banks, savings and credit cooperatives, and NGObased microfinance institutions. In order to determine the poverty status of clients, the analysis is carried out for national as well as international poverty lines. Member- or NGO-based microfinance institutions are found to have a higher poverty outreach.

(2008). Is there a difference in poverty outreach by type of microfinance institution? Country studies from Asia and Latin America [journal article - articolo]. In SAVINGS AND DEVELOPMENT. Retrieved from http://hdl.handle.net/10446/27416

Is there a difference in poverty outreach by type of microfinance institution? Country studies from Asia and Latin America

2008-01-01

Abstract

Microfinance is often seen as an effective tool to reach the poor, yet there is a paucity of studies on the poverty level of microfinance clients, differentiated by type of microfinance institution. This paper seeks to make a contribution in closing that knowledge gap, and focuses on Bangladesh and Peru, two of the pioneering countries in microfinance. We examine the poverty status of savers and borrowers with micro-banks, savings and credit cooperatives, and NGObased microfinance institutions. In order to determine the poverty status of clients, the analysis is carried out for national as well as international poverty lines. Member- or NGO-based microfinance institutions are found to have a higher poverty outreach.
articolo
2008
La microfinance est souvent vue comme un instrument efficace pour servir les pauvres. Toutefois; les études sur le niveau de pauvreté des clients de la microfinance; différenciées selon le type d’institution de microfinance; sont peu nombreuses. Cet article essaye de contribuer à couvrir ce manque d’information et se concentre sur le Bangladesh et le Pérou; deux pays parmi les pionniers de la microfinance. On examine la condition de pauvreté des épargnants et des emprunteurs auprès des micro-banques; des coopératives d’épargne et de crédit; des intermédiaires de microfinance sous forme d’ONG. Pour déterminer le niveau de pauvreté des clients; l’analyse est réalisée pour les lignes de pauvreté nationales et internationales. Les institutions de microfinance basées sur les membres ou liées aux ONG reportent un niveau d’outreach plus élevé.
Zeller, Manfred; Johannsen, Julia
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