Microfinance regulation is currently a highly debated topic in view of the increasing interest on the issue by the international community. In this paper we investigate its impact on performance of microfinance institutions using OLS regressions applied on panel data from a sample of 180 institutions from CAMCULL, an important data source of microfinance institutions in Cameroon. The data include variables on 2007 and 2008 balance sheet and income statements. The results of our analysis show that regulation has a negative impact on performance and especially on credit to finance growth.

(2010). La réglementation a-t-elle un impact sur les performances de la microfinance? Le cas du Cameroun [journal article - articolo]. In SAVINGS AND DEVELOPMENT. Retrieved from http://hdl.handle.net/10446/27500

La réglementation a-t-elle un impact sur les performances de la microfinance? Le cas du Cameroun

2010-01-01

Abstract

Microfinance regulation is currently a highly debated topic in view of the increasing interest on the issue by the international community. In this paper we investigate its impact on performance of microfinance institutions using OLS regressions applied on panel data from a sample of 180 institutions from CAMCULL, an important data source of microfinance institutions in Cameroon. The data include variables on 2007 and 2008 balance sheet and income statements. The results of our analysis show that regulation has a negative impact on performance and especially on credit to finance growth.
articolo
2010
La réglementation de la microfinance fait actuellement l’objet d’un vif débat lié à l’importance donnée à ce secteur par la communauté internationale. Dans cet article, nous analysons son impact sur les performances des institutions de microfinance, notamment à travers des régressions qui utilisent les procédures des moindres carrés ordinaires et des données de panel. L’échantillon est constitué de 180 institutions d’un important réseau existant au Cameroun, à savoir la CamCULL. Les observations portent sur leurs bilans et leurs comptes de résultats des années 2007 et 2008. Cette analyse montre que la réglementation exerce un effet négatif sur leurs performances, en particulier en matière de crédits à l’économie.
FOUDA OWOUNDI, JEAN PIERRE
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Utilizza questo identificativo per citare o creare un link a questo documento: https://hdl.handle.net/10446/27500
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