La réglementation a-t-elle un impact sur les performances de la microfinance? Le cas du Cameroun

Microfinance regulation is currently a highly debated topic in view of the increasing interest on the issue by the international community. In this paper we investigate its impact on performance of microfinance institutions using OLS regressions applied on panel data from a sample of 180 institutions from CAMCULL, an important data source of microfinance institutions in Cameroon. The data include variables on 2007 and 2008 balance sheet and income statements. The results of our analysis show that regulation has a negative impact on performance and especially on credit to finance growth.